Loading…
The Union Cabinet approved continuation of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Scheme from 2026-27 to 2030-31 with a total financial outlay of Rs.3.15 lakh crore
Eligible landholding farmer families receive Rs.6,000/year in three equal instalments via Direct Benefit Transfer (DBT); over Rs.4.47 lakh crore has been transferred through 23 instalments so far
An independent DMEO (NITI Aayog) evaluation found over 92% of beneficiaries used the assistance for agricultural investment and about 85% reported improved agricultural income and reduced dependence on informal credit
Income support to eligible landholding farmer families
Key: Rs.6,000/year via DBT in three instalments; extended to 2030-31 with Rs.3.15 lakh crore outlay
Voluntary, contributory pension scheme for small and marginal farmers
Key: Launched 12 September 2019; entry age 18-40, landholding up to 2 hectares; monthly pension of Rs.3,000 after age 60, with matching central contribution
Medium- and long-term debt financing for post-harvest management infrastructure and community farming assets
Key: Launched 8 August 2020 under Atmanirbhar Bharat Abhiyan; total outlay Rs.1,00,000 crore disbursed over 2020-2032
A delivery mechanism under Digital India that transfers government benefits directly into a beneficiary's Aadhaar-linked bank account, using digital verification instead of routing funds through intermediaries or state departments. This cuts leakage, delay and duplication in welfare delivery.
Simple Analogy: Like a salary credited straight to your bank account rather than handed to you in cash by a middleman who could skim off a share.
GS Paper 2/3 > Government Policies & Interventions > Welfare Schemes for Farmers
Recurring — PM-KISAN instalment releases and outlay revisions are asked almost every year
Mechanism of transferring government benefits directly into beneficiaries' Aadhaar-linked bank accounts, reducing leakages