PM Vishwakarma (launched 17 September 2023, ₹13,000 crore outlay for FY2023-24 to FY2027-28) covers 18 traditional trades including carpenters, goldsmiths, potters, tailors and fishing-net makers; 24.29 lakh beneficiaries have received basic skill training as on date.
A concurrent evaluation by IIM Mumbai, covering 11,591 beneficiaries across all States/UTs, found 93% reported moderate to significant income increase after training.
Registered artisans (after 3-level verification) get skill upgradation, collateral-free credit support, modern toolkits, digital transaction incentives and marketing support, plus onboarding on the Udyam Assist Platform for priority-sector-lending eligibility.
End-to-end holistic support (recognition, skilling, credit, technology, marketing) for artisans/craftspeople in 18 traditional trades
Key: Beneficiaries onboarded on the Udyam Assist Platform for eligibility under priority-sector lending and other government schemes
Artisans register for PM Vishwakarma through a three-level verification process before becoming eligible for the scheme's full benefit package (credit, toolkits, marketing support) — a gatekeeping mechanism designed to ensure only genuine practitioners of the 18 listed trades access benefits.
Simple Analogy: It functions like a tiered KYC process specifically calibrated to verify a person is actually practising a traditional craft, not just claiming to
GS Paper 2 > Governance > Welfare Schemes for Artisans
High — PM Vishwakarma is a flagship, frequently updated welfare scheme
Platform onboarding informal micro-enterprises (including PM Vishwakarma beneficiaries) to access formal credit and government scheme benefits