Axis Finance Launches 'Drishti' Digital Credit Decision Platform

1
Axis Finance Limited (AFL), a wholly owned subsidiary of Axis Bank, launched 'Axis Finance Drishti', an in-house Business Rules Engine for credit decision-making.
2
Phase-I rollout covers Personal Loans, Business Loans, Loan Against Property, and Disha Home Loans.
3
The platform automates credit assessment using statistical scorecards and supports real-time, Straight-Through Processing.

●Platform: Axis Finance Drishti
●Type: In-house Business Rules Engine (BRE)
●Launched by: Axis Finance Limited (AFL), a subsidiary of Axis Bank
●Phase-I coverage: Personal Loans, Business Loans, LAP, Disha Home Loans

Type

Non-deposit-taking NBFC

Parent

Axis Bank

Incorporated

1995

Headquarters

Mumbai, Maharashtra

Drishti automates and standardises credit decision-making using advanced analytics and underwriting workflows, aiming for faster, data-driven and scalable credit assessments across retail and MSME lending while improving consistency and risk management.

Exam Relevance

banking

Banking Awareness > NBFCs & Digital Lending

Expected Questions

★Which Axis Bank subsidiary launched the Drishti digital credit platform?

Key Terms

Business Rules Engine (BRE)

Software that automates decision-making by applying pre-defined business rules to data inputs

Straight-Through Processing (STP)

Automated processing of transactions without manual intervention

priority_highMust Remember

•Axis Finance Limited is a wholly owned, non-deposit-taking NBFC subsidiary of Axis Bank, incorporated in 1995.

Question 1 of 2Score: 0/0

Factual

Current Affairs Pulse

Axis Finance Launches 'Drishti' Digital Credit Decision Platform

Key Points

Quick Facts

Key Data & Numbers

Background

Exam Spotlight

Exam Relevance

Expected Questions

Key Terms

priority_highMust Remember

Practice Quiz

'Axis Finance Drishti' is a digital platform launched for which purpose?

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