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NABARD announced the final winners of the National Climate Stack Innovation Challenge on August 10, 2026.
The challenge was run with the Bill & Melinda Gates Foundation and Dalberg Advisors under the DiCRA framework.
SatSure Analytics won the Rs 15 lakh first prize for a village-level climate vulnerability index.
EXPERIQS took second place (Rs 10 lakh) and VARSAPRADAYA third (Rs 5 lakh).
Winners were chosen from more than 150 applications through a multi-stage screening process.
A climate vulnerability index ranks locations by exposure to weather risks such as drought, flood and heat stress. For a development finance institution this is not an academic exercise: the same index that tells a farmer which crop to plant tells a lender how risky a loan to that village is. NABARD's chairman linked the initiative to digital public infrastructure for resilient farming and to assessing weather-related rural credit risk — which is precisely why an agricultural bank, rather than an environment ministry, ran the challenge.
Simple Analogy: A weather-risk credit score for a village, useful to the farmer and the lender alike.
India's apex development finance institution for agriculture, rural development and related credit support
General Awareness > NABARD and Rural Credit Institutions
GS Paper III > Agriculture and Climate Resilience
The Service Area Approach was implemented under the purview of
Answer: Lead Bank Scheme
Data in Climate Resilient Agriculture — the open data framework used to structure the challenge.
A tool ranking locations by exposure to weather-related risks such as drought, flood and heat stress.
An institution providing long-term finance for developmental sectors that commercial banks may under-serve.